2 Tennesseans are challenging a widespread practice that routinely ties up debit cards with large cash holds far above the amount of a fuel purchase. The lawsuit filed last week claims Knoxville—based Pilot Flying J regularly places $75–$500 holds on customer’s debit cards without their knowledge. The suit claims the action can result in overdraft fees or purchase denial for later transactions. A convenience store industry spokesman blames banks for the credit holds. Usually the cash hold can be eliminated by opting to use a pin number as in a credit card transaction. The plaintiffs are seeking damages and asking the court to bar pilot from excessive holds.

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